Legal and General doesn`t have many reviews online. That`s because it`s a relatively new company that has only been selling pet insurance for a few years. We have received a quote from Legal and General to give you an idea of the cost of pet insurance. My Legal & General home insurance was easy to set up last year. We moved in July and it was again easy to contact them with the new address in a new city and I actually got a small refund for the time remaining in the new property. Our new home is smaller, newer and has a front door, but has just had the renewal offer from LV (acquired Legal & General) which is £91 more than last year`s price, although it has not made any claims. They say the best renewal price available. So frustrating and time-consuming that the insurer has to be changed every year to get the best price! In the following review, you`ll learn everything you need to know about legal and general pet insurance: cover chart, pricing, contact, claims and cancellation process, and our own recommendation. I want to warn everyone about pet insurance with Legal and General. My wife called her to inform her of a problem with our dog. She had also already recorded operations on our dog. L&G approved surgery by phone and email Read More I want to caution everyone against getting pet insurance with Legal and General. My wife called her to inform her of a problem with our dog.
She had also already recorded operations on our dog. L&G approved the transaction over the phone and emailed us forms. You then published the same form. The dog underwent the operation. We paid the vet in advance as is customary. The claim was then made and L&G rejected it!! To make matters worse, my wife received a phone call from them to confirm the refusal. They insisted that it was a previous condition that my wife had questioned. My wife used the example of a dog that needed to remove grass seeds as a comparison. The representative of l&g (wait! I said it was a condition!). My wife then said she wanted to escalate the complaint procedure.
A few days later, she received an email confirming the outcome of the complaint. In short, no one contacted her as part of this process to get her opinion on why it was a complaint. I cannot stress enough that you are very likely to pay premiums to this company without any consideration being very high. They also don`t take complaints seriously. We used other pet insurers and they were fine, I asked if I could claim my pet insurance for an ongoing health issue. They did not make it clear that once I applied for this disease, I would not be able to do so under the policies we have. Legal and General is a company that has been around for a while, but has only been offering pet insurance for a few years. This company is incompetent. My daughter had life insurance with them and she passed away. Trying to advance their claim seems impossible – phone systems don`t work, lose GP answers and change target messages every time he or she calls. They are not fit for purpose and cause tremendous stress to me and my family. Shameful 3 months to settle pet insurance claims, very little corrosponce despite many emails and phone call attempts.
I won`t renew any of my life or pet insurance policies when renewing, more stress than it`s worth. After my father passed away earlier this year, we decided that due to my mother`s declining health, we would sell our property and hers and move in together. My parents completed an LTM (Equity Release) because they didn`t have a private annuity, etc. and had lost thousands of dollars with unsold (non-legal and general) capital coverage. At first, everything was fine, as we progressed through sales, they did everything to block this step. We only needed the mortgage until we closed our two sales and we would have paid it anyway. You asked question after question of our lawyers and the sellers` lawyers, both of whom said that all the questions asked were completely unnecessary and should have been dealt with months ago. This horrible business put a strain on my recently widowed mother that she had now spent two different weeks in the hospital because she had severe stress-related stomach problems. On top of everything, they charged him £1000 to transfer the mortgage. Due to the complete lack of consideration for anyone, I will now hire a lawyer to get his money back, and I hope even more since it is too fragile for that. I can`t stress enough to stay away from the MTLs they offer, especially if relocation properties are possible in the coming years. You should be ashamed of what you did to an elderly widow, and I will do everything in my power to ensure that no one has to go through the same painful experience as my mother.
Legal & General requires you to be a resident of the UK and over the age of 18 before applying for life insurance. 4.6 Safe global pricing for legal and general pet insurance Avoid at all costs. My dog developed heart problems and knowing I couldn`t switch to another provider as the heart problem would not be covered as it would be a pre-existing condition, they doubled my premium from £75 to £150. When I complained, I was simply told that I had asked for more than I had paid, so I got a good deal. Last time I checked, insurance shouldn`t work that way, because instead of compensating me for paying for the worst, I`m compensating them for the inconvenience of having to fulfill the role of an insurance company. Absolute shame of a company, good clear control. If you look at the section above, we`ve looked at each of the insurance policies offered by Legal and General, as well as a little more detail on what they offer. If you made a claim during the insurance period, you will have to pay the full annual premium, so you will not receive a refund. Except for claims related to the death, loss, wandering or theft of your pet. Pet life insurance is the most comprehensive type of pet insurance because it covers a wide range of options.
This policy option has a 5-star Defaqto rating and offers protection against new conditions or accidents that occur throughout your pet`s life as long as the policy is renewed. There are three types of lifetime cover to choose from, and they are: £2,000 lifetime, £4,000 lifetime and £10,000 lifetime. Therefore, it`s not entirely fair to judge the company based on the few reviews it currently has, and so it`s better to make your own decision about whether or not to use them instead of relying on customer feedback. There are several reasons to file a claim on your pet insurance: Don`t waste your money! Have paid for Asda pet insurance for more than one year. Claim denied as they say the problem started before I removed the policy, even though the vet wrote a letter confirming that I applied for a new condition that only started 6 months after the policy ended!! There are so many companies to choose from, and they all promise to be the best option for you and your dog in terms of coverage and cost.